At De Young Properties, we realize that finding the perfect home is only part of building the American dream...financing it is the other. With over 60 years of family experience, De Young Properties remains committed to providing affordable home ownership.

Therefore, we are pleased to recommend the competitive lending advantage of our affiliate, De Young Mortgage, Inc. De Young Mortgage, Inc. offers the smartest programs and one-stop financing to make the home-buying process simple and satisfying.

Please review the financing incentives available to our buyers. We'll be glad to answer any specific questions you may have. Financing incentives are subject to availability.

The following are financing incentives available only for those buyers financing through De Young Mortgage, Inc:

• Closing Costs
• Points
• Lender paid MI available
• Local lending
• Down Payment Assistance Programs
• Flexible Credit requirements

Seller will provide Buyer with an incentive package that can be allocated to some or all of the above. De Young Mortgage, Inc. representatives will assist Buyer with the determination of the most beneficial allocation. Any remaining amount not allocated to Closing Costs may be allocated to Points or Interest Rate Buydown.